Why are we so afraid of sharks? This is probably fuelled by our fear of the unknown, where the uncertain depths of the oceans are filled with mystery, engendering the perceived likelihood of being attacked.

The coronavirus pandemic of 2020 has shown how vulnerable retirement savings can be to tail risk events in markets. Can we learn from this experience to build lasting options for members, so they can grow old comfortably?

Australian property is not immune to global macroeconomic and secular trends, including the Amazon effect that has almost decimated retail. Like the hermit crab, the search for yield and the need for diversification will inevitably nudge investors to consider opportunities beyond core sectors and local markets.